Liberty Mutual Claims Phone Number, Coverages & Guides

Liberty Mutual Claims Phone Number – Liberty Mutual Insurance has existed since 1912 in Massachusetts. Initially, this company was a compensation provider for workers. This mutual company has the concept that policyholders have the right to use their profits. This time, we will discuss car insurance from Liberty Mutual along with the liberty mutual claims phone number.

What Coverage Does Liberty Mutual Offer For Car Insurance?

Liberty Mutual offers many insurance options, you can choose either life insurance, car insurance, property insurance, or several other insurances. If any of you are looking for the best car insurance, Liberty Mutual can be the right choice.

So that you can understand more about the car insurance offered by Liberty Mutual and liberty mutual claims phone number, keep reading our article.

Liberty Mutual is known as one of the best car insurance providers with many coverages. Here are some of them:

Accidental Forgiveness

One of them is accident forgiveness. This coverage keeps the monthly rate from increasing even if you have your first accident. But you have to remember that the condition is that there has never been an accident in five years before now.

Also read about Liberty Mutual Cancel Renters Insurance


Replacement For a Better Car

There is another coverage, namely reimbursement for cars a year newer. Also fewer miles (15,000 miles) than the car on this Liberty Mutual policy. So that you can better understand this coverage, try contacting the liberty mutual insurance phone number.

Deductible Funds

Another option is a deductible fund, this coverage means you can pay as much as $ 30 per month so that the deductible can be reduced. The great thing about deductible funds is that companies contribute up to $70 each month to the fund.

Liberty Mutual Claims Phone Number – Replacement For a New Car

This cost reimbursement for a new car equals the car’s value when it is still new. Depreciated value is not discussed in this coverage.

GAP Insurance

The difference between the total debt (loan or lease) and the total actual value of the vehicle.

Roadside Assistance

Liberty Mutual provides Roadside Assistance as well. This service is valid for 24 hours, the coverages are battery replacement and flat tires. Other coverages are refueling cranes, and locksmith things.

Medical Coverage

You’ll get coverage for personal injury and medical payments. This Liberty Mutual policy will pay bills for medical-related expenses related to the accident. Contact the liberty mutual insurance phone number for a complete explanation.

Uninsured Motorists

Uninsured Motorist covers property damage bills and medical bills if those at fault still don’t have insurance. Another possibility is that their insurance is insufficient.

This coverage is mandatory as part of auto insurance for some states.

Reimbursement for Car Rental

This coverage will reimburse the rental car. That car was used while your vehicle was in a ‘shop’.

Replacement for Original Parts

These repairs are only around the original parts as long as they are available for the best results. You need to call the liberty insurance phone number for more detailed information.

Liability Coverage

Liability for property damage and bodily injury is this coverage area. Liability coverage from Liberty Mutual pays for these costs when you are the guilty party for the accident.

Comprehensive Coverage

Comprehensive insurance means it will pay for damage to your car. The causes can be due to events beyond our control. For example, such as theft, weather, crashing into animals, vandalism, and so on.

Collision Coverage

This coverage pays for either the replacement or repair of the car in the event of a collision with a static object or another vehicle. Static objects such as fences, trees, electricity poles, and so on.

Guarantee for Lifetime Repair

The company will give a lifetime guarantee for repairs if the workshop used has been approved. You can call Liberty mutual claims phone number for detailed information.

Personal Property

Reimbursement for personal property up to $2500. The record is that personal property was damaged when the accident occurred.

Liberty Mutual will provide coverage on many types of vehicles. Some of these vehicles are as follows.

  • Watercraft and boats
  • Motorcycle
  • Antique or classic cars
  • RVs
  • Off-road or all-terrain vehicles

Liberty Mutual Claims Phone Number – Car/ Vehicle Insurance Rates from Liberty Mutual

Liberty Mutual provides high rates, see the monthly rates below for differentiated car insurance based on the type of driver.

If the driver has an accident

Basic coverage = $205, full coverage = $323.

Liberty Mutual Claims Phone Number – If the driver is guilty of an accident

Basic coverage = $222, full coverage = $346.

Standard drivers

Basic coverage = $179, full coverage = $282

Insurance rates will change based on location. For you to better understand car insurance rates (monthly) from Liberty Mutual, access the liberty mutual claims phone number. You can also see the following points.

Here’s an example of the difference in tariffs by state.

  • Arizona = $206
  • Alabama = $245
  • Arkansas = $219
  • Connecticut = $244
  • Colorado = $267
  • California = $135
  • Delaware = $287
  • Georgia = $217
  • Florida = $307
  • Illinois = $178
  • Idaho = $129
  • Indiana = $161
  • Iowa = $153
  • Kentucky = $231
  • Kansas = $252
  • Louisiana = $430
  • Maryland = $266
  • Maine = $121
  • Massachusetts = $208
  • Missouri = $210
  • Minnesota = $151
  • Michigan = $371
  • Mississippi = $281
  • Nevada = $372
  • Nebraska = $171
  • New Hampshire = $136
  • New Mexico = $195
  • New Jersey = $252
  • New York = $401
  • Oregon = $184
  • Oklahoma = $224
  • Ohio = $133
  • South Carolina = $244
  • Rhode Island = $376
  • Texas = $283
  • Tennessee = $185
  • Utah = $197
  • Virginia = $193
  • Vermont = $117
  • Washington = $221
  • Washington = $271
  • Wisconsin = $157
  • West Virginia = $147

Liberty Mutual Claims Phone Number – What Kinds of Discounts Does Liberty Mutual Provide?

There are many discounts that Liberty Mutual offers for car insurance needs, some are even fantastic. Monthly premiums can be lowered to make it easier for you. For clearer discount information, try finding access to the liberty mutual claims phone number.

Below are some discount offers from Liberty Mutual:

  1. Policy Extension/ Update
  2. Advance Shopper
  3. New Graduate
  4. Driving Training
  5. Newlywed
  6. Right Track
  7. Paperless Documents
  8. Anti-Theft Device
  9. Full Paid
  10. Good Student
  11. Online Quote
  12. Early Shopper
  13. Passive Restraint
  14. Multiple Vehicle
  15. Free Renewal for Claims
  16. Anti-lock Brake
  17. ESC or ‘Electronic Stability Control’
  18. Accident-Free
  19. Military
  20. EV/ Hybrid
  21. Home Owner
  22. Multiple Policy
  23. Multiple Policy
  24. Organization
  25. Safety Feature
  26. ByMile
  27. Senior Adult
  28. New Driver (Teen)
  29. Teen SMART
  30. Online Documents
  31. Preferred Payment

Liberty Mutual Claims Phone Number – Guide To Filing Car Insurance Claims And Liberty Mutual Claims Phone Number

If you have prepared any relevant information, try calling the liberty mutual auto claims phone number so you can report an accident. You better make the call as soon as possible. Even if you’re innocent, the thing insurance companies want to know is your accident status.

This process either lasts only a day or can be up to two days as well. If you want to contact Liberty Mutual, 1-844-525-2467 is the liberty mutual claims phone number that you need to contact.

In addition, you can try submitting an insurance claim online. All you need to do is provide information about the driver’s name so you can access the policy data. It’s better to complete the claim as soon as possible, it will be easier for you to adjust the deadline from the company.

The insurance adjuster will call, be extra careful with the information you give the officer. To be on the safe side, try to document everything. Record every discussion that has been carried out with the insurance agent.

You can write down the details or record the call conversation. Don’t make a deal if you don’t understand it well. Indeed, you must immediately contact the liberty mutual claims phone number to submit a claim.

But, collect some of this information before you call about what happened to you.

  • The driver’s policy number
  • Other driver’s name
  • Plate number
  • Specific information about each vehicle associated with the incident
  • Accident details
  • Did the accident cause any injury?

Insurance agents will handle claims by asking the above questions through the official liberty mutual car insurance phone number. But, other questions can also be asked by the agent. You only need to provide answers according to the questions.

The information you provide must be relevant. Short and non-narrative answers are better if you want to provide information about insurance claims.

Also read about liberty mutual insurance ct reporting



Based on written statement of their website, the Liberty Mutual Group is an American diversified worldwide insurer and the country’s sixth-largest property and liability insurer. Based on 2020 revenue, it is ranked 71st on the Fortune 100 list of the biggest firms in the United States.

No wonder, Liberty Mutual is one of the best car insurance providers. You can rely on the services of Liberty Mutual and this company has been serving for more than 100 years. If you need an insurance provider with the best customer satisfaction with a long history, Liberty Mutual is ready to help you.

That’s information about car insurance provided by Liberty Mutual and the liberty mutual claims phone number that you should know. Liberty Mutual also provides many other types of insurance besides car insurance.

Leave a Comment