Software engineer salary at Bread Financial – Bread Financial is one of the financial services located in the United States. In daily activities, this company is often assisted by many people who hold various positions. One of them holds the role of a software engineer. Does anyone know how much the salary of a software engineer at Bread Financial is?
 Because as is known, some employees who work in almost all companies will be paid a nominal that cannot be said to be small. Even so, the big salary is indeed proportional to the work he does. In the information below, you can also find out the salary and duties of the software engineer at Bread Financial. But before that, you also need to know about the history of this Bread Financial company.
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Software engineer salary at Bread Financial – What is Bread Finance? and What is the Salary Range of Software Engineers at Bread Financial?
 Bread Financial Holdings Inc or also known as Bread Financial is a financial/financing service that has been established since 1983. Thus, until now, this financial/financing service which was originally located in Plano, TX, United States of America has been 39 years old.
 Initially, Bread Financial was known as the Alliance Data Systems Corporation. Is a loyalty service provider company that is also engaged in marketing credit cards with private labels, coalition loyalty programs, and others.
 Alliance Data Systems Corporation itself is a combination of 2 entities. These include the JC Panney entity/company, which is engaged in credit card processing, as well as an entity called the World Financial Network National Bank, which was previously known as a credit card operating service called Limited. The two entities officially merged in December 1996.
 As an effort to develop the company, then in 1998, Alliance Data Systems Corporation then acquired Loyalty One which was then still called The Loyalty Group Canada. The acquisition value paid reached USD 250 million.
 From the acquisition agreement, apart from bringing up the idea to change the company name to Bread Financial and recruiting a software engineer with a software engineer salary at Bread Financial with a fairly fantastic salary, this can also indirectly lead to various other benefits.
 One of them is by getting an award given from Air Miles Canada, which should have been obtained by Loyalty One. In other words, since Loyalty One has now merged with Bread Financial, which was then still called Alliance Data Systems Corporation, then of course the award belongs to the Alliance Data Systems Corporation.
 The question now is, since when did this company finally start changing its name to Bread Financial? And for what reason, until the company finally decided to change the company name? At least there are several reasons behind this decision.
 One of them was when Ed Heffernan, who was previously the company’s CEO, suddenly resigned. Precisely in February 2009. Ed Heffernan himself is known to have joined the company since 1998 ago.
 The position of Ed Heffernan was then replaced by Melisa Miller, who previously served in the credit card services division. Under his leadership, Alliance Data Systems Corporation later relocated the company, which was previously in Plano TX, to Columbus, Ohio.
 Not only that, during the 6 months under his leadership, the company began to show its development. Some of them are where the company finally started to expand its business by establishing additional business locations. One of them is located in the city of Bangalore, which is part of the Indian state.
 Another achievement is by making an effort to acquire the company Bread Finance, which is also the reason for the company to change the company name to Bread Financial. Until finally the idea came up to recruit a special software engineer, with a salary engineer at Bread Financial with a nominal that can’t be said to be small.
 Melisa Miller was replaced by Ralph Andretta, who previously served on CITI’s executive board. It was under the leadership of Ralph Andretta that, shortly after acquiring Bread Finance, Alliace Data System Corporation then made efforts to divest Loyalty One and Brand Loyalty into an independent public entity, known as Loyalty Ventures.
 Meanwhile, on March 23, 2022, Alliance Data Systems Corporation finally officially changed its name to Bread Financial Holdings Inc., also known as Bread Financial. As a form of the company’s seriousness in this name change effort, the Bread Financial company also finally changed the company logo.
 Where previously used a sticker logo with the ADS symbol, has now been changed to the BFH symbol, which stands for Bread Financial Holdings Inc. The replacement of the company logo was officially carried out on April 4, 2022.
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Software engineer salary at Bread Financial | Bread Financial Services at a Glance
 From when it used the Alliance Data Systems Corporation name to now, which has changed its name to Bread Financial, this company has had some of its best services. Where a number of these best services, inevitably make this company need to recruit the best software engineers.
 Although the salary of a software engineer at Bread Financial may be quite large, it is certainly worth the work he does. Some of the Bread Financial services that require a software engineer include:
 1. Software engineer salary at Bread Financial – Data Card
 The data card that was launched is a credit card making service consisting of credit cards with private labels (private labels), credit cards with co-branded types, and credit cards of a commercial nature.
 From the start, this company was still called Alliance Data Systems Corporation until now, which is known as Bread Financial, this company has managed credit card programs, at least approximately 134 units.
 Where of the many credit cards, some of them have been ordered by several well-known retail brands. Such as those specially ordered by Victoria’s Secret, J. Crew, Williams Sonoma, Wayfair, Eddie Bauer, Buckle, Pier 1 Imports, Lexus, Toyota, HSN, and others.
 Not only that, in managing this credit card, Bread Financial has also received an award known as the Operational Leadership Award. This award was received by this company in 2011, which was aimed at one of the branches of Bread Financial located in Ventana Research.
 In its service, this Bread Financial data card is managed by 2 banks at once. These include the World Financial Network National Bank (WFNNB) and the World Financial Capital Bank (WFCB). However, in September 2012, both banks used the same name, known as Comenity. The two banks act as comment banks as well as comment capital banks.
 2. Software engineer salary at Bread Financial – Retail Industry Loyalty Marketing
 Another service from Bread Financial that requires this company to hire a software engineer, although the salary of a software engineer at Bread Financial is not small, namely services related to loyalty marketing in the retail industry.
 This service is indeed run by an entity from Bread Finance itself, which was previously acquired by the company known as the Loyalty One entity. In particular with the Loyalty One entity, which is based in Canada.
 In its service, Bread Financial through Loyalty One will conduct retail industry loyalty marketing aimed at several well-known brands in North America. Some of them are related to financial services, petroleum, travel agents, to hotels.
 3. Software engineer salary at Bread Financial – Database Loyalty Marketing
 In addition to serving loyalty marketing in the retail industry, Bread Financial also serves other loyalty marketing, known as data-based loyalty marketing services. This includes database marketing, direct mail, email marketing, loyalty programs and analytics.
 Meanwhile, other data-based loyalty marketing services offered by Bread Financial include data services, web development, creative services, strategic consulting, and others. This data-based loyalty marketing service is carried out directly by Epsilon, which is a branch/entity of Bread Financial.
 4. Software engineer salary at Bread Financial – Financial Financing
 Financial financing is one of the services from Bread Financial that is most chosen by several retailers. Where the financing solutions offered by this company, will make it easier for every retailer to build their business. Of course, with the help of a software engineer who works according to the salary of a software engineer at Bread Financial in general.
 Some of the features that Bread Financial offers through this financial financing service, which is intended for retail owners, include:
-  Full Funnel (Funnel Full). Allows retail customers to receive early financing
-  Real Time Decisions. Allows retail customers to calculate the purchasing power they can afford, without having to leave the retail site
-  White Labels. Features to increase retail brand
-  Flexible Financing Options. Can choose payment options, which can be adjusted to your abilities as a retail owner
-  Actionable Data. One of the features that can be used to increase customer loyalty
-  Drive Retargeting feature. You can use this feature to reach customers who have previously left, so they can come/visit your site again, to make purchases.
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Software engineer salary at Bread Financial | Duties of a Software Engineer at Bread Financial
 From the explanation above, it can be seen that of the many Bread Financial services, most of them do require a software engineer in their management. In other words, the role of a software engineer is arguably very important, in advancing the company.
 So don’t be surprised, if at this company, a software engineer will be paid the amount of a Bread Financial software engineer’s salary which is arguably not small. But what are the duties of the software engineer? Here are some of them:
 1.Software engineer salary at Bread Financial – Developing a Methodology for Optimizing the Software Development Process
 The first task of a software engineer is to develop various existing methodologies, with the aim of optimizing the software development process. The goal is none other than so that the software engineer at Bread Financial can create a software product that suits the needs of Bread Financial’s clients/customers, which is in accordance with the demands of the times.
 2. Software engineer salary at Bread Financial – Recommend Methods That Are Appropriate to Software Development
 Another task of a Bread Financial software engineer is to choose several methods, which are then recommended and implemented in a software development. Especially in recommending and also implementing methods that are deemed suitable, if used in software development.
 3. Software engineer salary at Bread Financial – Performing Programmer’s Tasks
 Apart from doing work related to the company’s software development, a software engineer at Bread Financial should also be able to perform other duties. In particular some tasks/jobs related to tasks that are often performed by a programmer.
 Some of them, such as doing work related to data analysis, as well as some work which includes software quality assurance engineer. With some of these tasks, it is not surprising that the salary of a software engineer at Bread Financial has a fairly large nominal.
Software engineer salary at Bread Financial | Skills a Bread Financial Software Engineer Needs
 To perform some of the tasks listed above, a software engineer at Bread Financial should possess a number of skills which include:
 1.Software engineer salary at Bread Financial – Understanding the Algorithm
 Like a programmer, a software engineer at Bread Financial should also understand the sciences around algorithms. This is because, almost all the work done by a software engineer uses algorithmic calculations.
 2. Software engineer salary at Bread Financial – Understanding of Artificial Intelligence (AI)
 Almost all existing technology today is a technology related to artificial intelligence (Artificial Intelligence) which was created to facilitate various jobs that were previously done by humans.
 For example in the use of the internet, Pear 2 Pear (P2P) technology, e-commerce services, and others. By understanding the Artificial Intelligence (AI) technology, it will be easier for a software engineer at the Bread Financial company to create a software product that suits the demands of the times.
 3. Software engineer salary at Bread Financial – Have Good Foreign Language Skills
 Because Bread Financial is a global company based overseas, in the United States, of course, every employee who works at the company must also have good foreign language skills.
 This includes software engineers who work for software engineers at Bread Financial in general, where foreign language proficiency is a top priority when recruiting prospective employees.
 The foreign language which is a mandatory skill that every Bread Financial employee needs to master is English. However, the company will appreciate its employees more, if the employee/software engineer has other foreign language skills, apart from English of course.
 4.Software engineer salary at Bread Financial | Ability/Skill to Always Think Logically
 A software engineer should have the ability (skill) to always think logically. This is because, there are many considerations that a Bread Financial software engineer might face before making a decision.
 In other words, logical thinking will produce logical decisions as well. Especially those relating to decisions related to software development which are the responsibility of a Bread Financial software engineer.
 5.Software engineer salary at Bread Financial | Ability to Do Research
 Working as a software engineer with a fairly large salary for software engineers at Bread Financial, of course, it is mandatory for the software engineer to do a research first. Whether it’s done before making a decision, or in producing a new software product.
 In other words, a Bread Financial software engineer should have the ability to do research. This is necessary, because almost all software products that will be produced, must be made by going through some research first.
 6. Software engineer salary at Bread Financial – Ability to Perform Analysis
 Besides having the ability to do research, a software engineer at Bread Financial company is also required to be able to do analysis. Especially what is done after doing research, and also before making a decision.
Software engineer salary at Bread Financial | What is the Salary of a Software Engineer Working at Bread Financial?
 After listening to some of the reviews above, maybe some of you are starting to wonder, what is the salary range for software engineers at Bread Financial. To answer that, it’s a good idea to first listen to the following important information.
 In general, the average salary of a software engineer in several companies in Indonesia is around 3.5 million to 6 million rupiah per month, or around 42 million to 72 million rupiah per year. However, for professional software engineers, the monthly salary can reach around 23 million rupiah, or around 276 million rupiah per year.
 This is because the profession as a software engineer at this time is in great demand by various companies. In fact, according to the Ekrut.com website which states that of the 5 most sought-after professions in 2018, software engineer is the profession that occupies the first position, obtaining a percentage of around 61.15%.
 While in second place is occupied by product management, which gets a percentage of 14.54%, operationals as much as 14.54%, marketing communications around 9.72%, and data science and analysis as much as 3.56%. Each of them occupies the third, fourth, and fifth positions, as the most needed profession in 2018.
 But what about the largest finance company in the Columbus area, United States, known as Bread Financial? What is the salary range of a software engineer who works at the company?
 In general, the salary of a software engineer at Bread Financial is calculated on an annual basis. Where in every year, a software engineer in the company will pocket a salary of at least around USD 120,670.
 If it is in rupiah, with a currency exchange rate of Rp. 14,000 per USD 1, the basic salary of the software engineer at Bread Financial is around Rp. 1,689,380,000, or around 1.69 billion rupiah.
 But actually, if you look at the salary of software engineers at Bread Financial based on length of work and level of profession, in the sense of beginner and professional software engineers, the salary of software engineers working at the company starts from USD 106,816 to USD 420,000 per year.
 So we can be sure, if it is calculated in units of rupiah (IDR), the salary for software engineers at this Bread Financial financing company starts from Rp. 1,495,424,000, – to Rp. 5,880,000,000, – or around 1.49 billion to 5.9 billion. rupiah per year.
 This figure has not actually been calculated with the bonuses received by each software engineer, the amount of which will differ from one software engineer to another.
 Where the bonus stock given is usually in the range of USD 5,000 to USD 23,000, or around 70 million to 322 million rupiah. If calculated as a whole, a professional software engineer who works at Bread Financial will pocket money of USD 130,984 a year, or around Rp. 1,833,776,000, – a year. The total number is the salary of a professional software engineer plus a number of bonuses.
 If you look at the amount of the salary, you could say, the salary of a software engineer at Bread Financial is quite fantastic. At least when compared to the salaries of software engineers who work in a number of other companies in Indonesia.
Software engineer salary at Bread Financial –  Are you interested in working as a software engineer at Bread Financial? It’s good, from now on you immediately look for information about software engineer vacancies at the company. Who knows, the company is currently looking for a new software engineer, who will be paid a fantastic nominal salary.
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